There is no doubt that college is a worthwhile expense. A degree can often lead to highly paid jobs in great industries, as well as having a chance to learn new skills and meet new people. However, it’s also a large expense. Students today are graduating with more debt than ever before. If you don’t want to spend the first few decades of your career paying off your student debts, it’s best to start saving and avoid as much debt as possible in the first place. Here are some great tips to help you avoid huge student debts.

Read the rest of this entry »

Whether it’s the car of your dreams or a great bargain you can’t pass up, buying a car can be expensive and chances are you may not have the entire sum of cash resting idly in your savings account, meaning a loan will be required. Taking out a car loan is likely to be one of the more significant financial decisions you make, second to buying property, so here are five things to know as you consider your options.

Dealing With Banks

If you have a good savings history, a solid credit record and long term employment then your bank is probably the first port of call for a car loan. They can offer either a secured loan against your car or an unsecured loan for smaller amounts.

Read the rest of this entry »